Welcome to Mum Hub! These Terms of Service (“Terms”) govern your access to and use of the Mum Hub mobile application and related services (“Service”) operated by \[Your Company Name] (“we,” “us,” or “our”).

By accessing or using Mum Hub, you agree to be bound by these Terms. If you do not agree, please do not use our Service.

1. Eligibility

You must be at least 12 years old to use Mum Hub. By using the Service, you represent and warrant that you meet this requirement.

2. Accounts and User Responsibilities

To access certain features, you must create an account. You agree to:

• Provide accurate, current information.

• Keep your login credentials secure.

• Be responsible for all activities that occur under your account.

• We reserve the right to suspend or terminate accounts that violate these Terms.

3. Subscriptions and Payments

Mum Hub offers a monthly subscription to access premium features. By subscribing, you agree to:

• Pay the monthly fee as disclosed at the time of purchase.

• Automatic renewal unless canceled before the billing cycle ends.

• No refunds for partial months or unused features.

• All payments are handled through our secure third-party payment processor.

4. Community Guidelines

Our community is built on trust and support. You agree not to:

• Post harmful, abusive, or offensive content.

• Harass, bully, or threaten others.

• Share false or misleading information.

• Violate any laws or third-party rights.

We may remove content or suspend users at our discretion to maintain a safe environment.

5. User-Generated Content

You retain ownership of the content you post (e.g., forum posts, checklists, photos). By sharing it on Mum Hub, you grant us a worldwide, non-exclusive, royalty-free license to use, display, and distribute that content for purposes of operating and promoting the Service.

You are solely responsible for the content you post.

6. Specialist Listings

Mum Hub includes listings of trusted specialists. These are for informational purposes only. We do not endorse, guarantee, or assume responsibility for any third-party services.

7. Intellectual Property

All content and features in Mum Hub, including design, logos, and software, are our property or licensed to us. You may not use them without our written permission.

8. Privacy

We respect your privacy. We only collect and store your email address for account and communication purposes. Please review our Privacy Policy for more information.

9. Termination

You may stop using the Service at any time. We may suspend or terminate your access if you breach these Terms or if we discontinue the Service. Upon termination, your rights to use the app end immediately.

10. Disclaimer and Limitation of Liability

Mum Hub is provided “as is” without warranties of any kind. We do not guarantee the accuracy of any content or the availability of the Service.

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages resulting from your use of the Service.

11. International Use

Although Mum Hub is accessible globally, we make no representation that the Service is appropriate or available in all locations. You use the Service at your own risk and are responsible for compliance with local laws.

12. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes through the app or via email. Continued use after changes means you accept the new Terms.